Admission EPF SOCSO

This scheme allows Employees Provident Fund (EPF) members to withdraw from Account II to pay the fees to undertake further studies in local or overseas institutions.

Beginning 2 April 2018, all withdrawal transactions for higher learning institutions can ONLY be made online via members' i-Akaun.
e-Pengeluaran is an online EPF withdrawal application via EPF website for members with i-Akaun.
Who Is Eligible To Apply
  • Malaysian
  • Has not reached age 55 on the date of application
  • Has savings in Account 2
  • Is i-Akaun EPF user
5 Easy Steps Using e-Pengeluaran
  • Register / Login to i-Akaun through EPF official website
  • Choose the 'Withdrawal' tab. Click 'New Application' to begin the transaction
  • A notification via SMS will be sent to you for a thumbprint verification at the EPF counter (Wait for notification from EPF for thumbprint verification)
  • Visit any EPF counter once notification is received
  • Payment will be credited to the applicant's savings account (CLAIM / UNITAR account)
Terms Of e-Pengeluaran
  • Existing educational withdrawal requirements still apply. Refer to EPF website
  • Has i-Akaun
  • Member / Subsidiary pursuing studies at Higher Learning Institution who joins e-Pengeluaran
  • Member / Subsidiary wants to settle the remaining balance outstanding to the institution that gives loans and they are participating in e-Pengeluaran.
  • For the purpose of approval, the applicant must carry out identification of thumbprint at the EPF counter
  • Payments are made via direct credit to member's bank savings / current accounts or Institution's account.
  • Members who do not meet the requirements of e-Pengeluaran may submit their applications at the counter or by post.
After submitting the online application please email to and provide the necessary information regarding your withdrawal. The details of information needed are as follows:
  • i-Akaun Member's Name
  • Student Name
  • Matric No
  • Handphone No
  • Withdrawal Amount
  • Reason for withdrawal application
The Social Security Organization (SOCSO) provides social security protection through social insurance, including medical and cash benefits, provision of artificial aids and rehabilitation to employees to reduce suffering and to provide financial guarantee and protection to the family. It is commonly known in Bahasa Malaysia as PERKESO or Pertubuhan Keselamatan Sosial.

One of the benefits which SOCSO provides for Malaysians is the education benefit, which comes in the form of a loan. Although this benefit is in the form of a loan, it can, however, be converted into a scholarship if the child obtains excellent results. This fund is for the benefit of SOCSO members / contributors in the form of a loan given to dependent children who are in receipt of a monthly benefit for:
  • Dependent's Benefit
  • Survivor's Pension or children of an employee who are in receipt of a monthly benefit for Permanent Disablement or Invalidity Pension.
Applicants must be dependent children of employees who are contributors to the SOCSO insurance schemes, receiving Invalidity Pension or those receiving periodic or permanent disablement payouts. Applicants can also be children of contributors who died while in employment because of injuries, or died before reaching 55 years of age. The applicants must be below 21 years of age, unmarried at the time of application and pursuing degree, diploma or certificate courses recognized by the Education Ministry. This loan is given to deserving students who have done well in their examinations and are admitted to institutes of higher learning.

The following persons are not eligible for the loan:
  • Siblings of the insured
  • Matriculation/foundation/scholarship students.
Loan coverage
SOCSO is offering educational loans, amounting to as much as RM100,000, to children of members who are in receipt of monthly invalidity pensions.

The borrower is required to repay the loan via monthly installments once the person has completed the study programme.
How to apply
Application has to be made by completing the "Permohonan Pinjaman Pendidikan PERKESO" form available at the local SOCSO office. You can also visit for more information.